Thailand Insurance
Coming soon

Travel insurance for Thailand

Thailand is not in the EU—private insurance is essential. Get coverage for medical emergencies, trip delays, and peace of mind.

We also offer travel insurance for other Asian and worldwide destinations.

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Why choose travel insurance for Thailand

From medical emergencies to lost luggage—we've got you covered so you can focus on your trip.

Emergency medical care

Hospital stays, surgery, and emergency treatment across Thailand. Private healthcare is not free—insurance gives you access without huge bills.

Trip cancellation & interruption

Reimbursement when your trip is cancelled or cut short for covered reasons—illness, severe weather, or family emergencies.

Lost, delayed & stolen baggage

Compensation for lost, stolen, or delayed luggage so you can replace essentials and continue your journey.

24/7 multilingual assistance

Round-the-clock support for emergencies, claims, and travel advice. Thai emergency numbers: 1669 (medical), 191 (police).

How it works

1

Choose your plan

Pick coverage that matches your trip length and needs—visa-on-arrival and e-Visa travelers welcome.

2

Get covered in minutes

Receive your digital insurance certificate by email—no paperwork, no hassle.

3

Travel with confidence

Explore Thailand knowing you're protected for medical emergencies, delays, and more.

Coverage at a glance

Category Included
Emergency medical Emergency medical treatment
Hospitalization
Medical repatriation
Emergency dental
Trip protection Trip cancellation
Trip interruption
Travel delay
Baggage Lost baggage
Delayed baggage
Stolen items
Assistance 24/7 assistance
Multilingual support
Emergency hotline

Who needs travel insurance for Thailand?

Visa-on-arrival and e-Visa travelers

Most nationalities get 30 days visa-on-arrival. Thailand does not require proof of insurance for entry, but medical and repatriation costs can be very high. Our plans give you peace of mind.

EU/UK and other visitors

Thailand is outside the EU—your EHIC or UK GHIC does not apply. Private hospitals and clinics require payment. Travel insurance ensures you get care without huge bills.

Everyone else

Whether you're from the US, Australia, or elsewhere, comprehensive travel insurance helps with medical emergencies, lost baggage, and trip disruptions—so you can focus on enjoying Thailand.

Frequently asked questions

Do I need travel insurance to visit Thailand?

Thailand is not in the EU—there is no EHIC coverage. Private healthcare and repatriation can be very expensive. Travel insurance is strongly recommended for all visitors. Visa-on-arrival and e-Visa travelers are not required to show proof of insurance at entry, but having coverage gives you peace of mind.

What about visa-on-arrival and e-Visa?

Most nationalities get 30 days visa-on-arrival. An e-Visa can extend stays or allow different entry types. Neither requires proof of insurance, but medical and repatriation costs in Thailand can be high. Our upcoming plans will offer coverage suited to these travelers.

When will thailand-insurance.com plans be available?

We are preparing comprehensive travel insurance plans for Thailand and will launch soon. Sign up with your email to be the first to know when our plans become available. We will only contact you about the launch—no spam.

How much does travel insurance for Thailand cost?

Costs depend on your age, trip duration, and level of coverage. When we launch, we will offer transparent pricing and instant quotes online.

Does travel insurance cover COVID-19?

Many modern travel insurance policies include coverage for COVID-19-related medical expenses and trip disruption. When we launch, our policy terms will clearly state what is covered. Check the product details at that time.

Can I buy insurance if I'm already in Thailand?

Travel insurance is usually purchased before departure. Some providers offer policies that can be bought after arrival, but coverage may be limited. We recommend arranging insurance before you travel.

What if I need medical help in Thailand?

For medical emergencies call 1669; for police 191; for fire 199. Private hospitals require payment—travel insurance helps cover costs and repatriation. Keep your policy number and assistance hotline handy.

Which countries do you cover for travel to Thailand?

Our plans will be available to residents of many countries traveling to Thailand. We provide country-specific information on this site for 40+ countries. Select your country from the Destinations section to see requirements and relevant details.

Coming soon

We're launching soon

Be the first to get our travel insurance for Thailand and other destinations. Simple pricing, built for travelers.

We're finalizing our plans and will launch soon. Contact us to be the first to know.

Travel Insurance for Thailand: Medical, Cancellation and Baggage Cover

Travel insurance for Thailand is about managing the cost of the things that go wrong on a trip, quickly and far from home. Thailand is one of the most visited countries in the world, and while entry does not usually require proof of insurance, the healthcare that a traveller may need is private and paid for by the patient. That single fact is why cover matters: a motorbike accident, a bout of dengue, a fall on a boat or a sudden illness can turn into a large hospital bill in a matter of hours.

Medical cover is the core of any policy for Thailand. Private hospitals in Bangkok, Phuket and Chiang Mai offer excellent care, but a stay, surgery or intensive care can run to hundreds of thousands of baht, and an emergency flight home with medical staff costs far more. A policy that covers emergency treatment and repatriation is the part travellers are most glad to have. There is no EHIC or reciprocal health scheme in Thailand, so nothing fills that gap unless you arrange it yourself.

Beyond medical care, a complete policy covers trip cancellation and interruption for non-refundable flights and accommodation, lost, delayed and stolen baggage, personal liability, and compensation for long flight delays. Many travellers also add cover for activities like diving, motorbiking and island-hopping, which standard policies sometimes exclude, so it is worth reading what is and is not covered before you rely on it.

Entry rules for Thailand depend on your nationality and change from time to time. Many visitors can enter without a visa for a short stay, obtain a visa on arrival, or apply for an e-Visa in advance; always confirm the current rules for your passport with official Thai sources before booking. Keep the Thai emergency numbers to hand wherever you travel: 1669 for medical emergencies, 191 for police and 199 for fire.

thailand-insurance.com is being built to make this simple: clear cover for travellers heading to Bangkok, Chiang Mai, Phuket, Krabi, Koh Samui and Pattaya, with transparent pricing and an online process, and cover for other Asian and worldwide destinations as we grow.